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A Few Words about Pacemakers

Posted by David Ghiorso, CPA, June 24, 2016

Medical technology has come a long way over the years, resulting in many treatments that can extend life and improve the quality of living. One notable treatment is the pacemaker, which is a small device that can help with the regulation of the heartbeat. Even though thousands of people have benefited from the use of a pacemaker, it doesn’t necessarily mean that this treatment is right for every person.

If your doctor has suggested that you might be a good candidate for a pacemaker, then it is important that you weigh your options. Here are a few things that you need to know before you make the decision:

A Surgical Procedure

To place a pacemaker, it is necessary for you to undergo a surgical procedure. This operation lasts for several hours, and it will take place in a hospital or an outpatient medical office. Even though you will be undergoing surgery, the risks are minimal, and you can return to normal activities within a week.

Strenuous Exercises Must Wait

Once the pacemaker is inserted, you won’t be ready to participate in strenuous exercises right away. In fact, it is best to wait for a few weeks to give your body time to adjust to the change in heart rate. Talk with your cardiologist to determine the amount of time that you need to wait before engaging in these types of activities.

Lifestyle Changes after a Pacemaker

There are small things that you need to avoid after a pacemaker has been inserted. For example, you should avoid close contact with magnetic or electrical devices. It is also a good idea to carry a card or some identification to show that you have a pacemaker. If an emergency situation happened, then the medical team needs to know about the pacemaker placement.

Insurance Coverage for Pacemakers

Most insurance policies cover the cost of a pacemaker if necessary conditions are met. You will need to look at your insurance coverage to determine the amount of the treatment that will be covered by the plan, as well as the amount that you will need to pay out of pocket. These out of pocket costs typically fall within your copayment and deductible amounts for the year.

Whether you need a pacemaker or any other type of medical treatment, it is important to ensure that you have the right medical insurance coverage. Contact our team for more information about the right types of insurance plans for aging adults.

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